Important Disclaimers and Legal Information
Past performance does not guarantee future results
All financial planning involves inherent risks and individual circumstances vary significantly
General Information Disclaimer
The following disclaimers apply to all content and services provided through this website and related communications.
This website provides general information about financial planning concepts and approaches for educational and informational purposes only. The content is not intended as specific financial advice tailored to your individual circumstances. All information is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on this site.
Information Accuracy and Currency
While we strive to maintain current and accurate information, financial markets and regulations change frequently. We cannot guarantee that all information remains current at all times.
- Market data and financial information may be delayed or subject to revision
- Regulatory changes may affect the applicability of certain information
- Third-party data sources may contain errors or omissions beyond our control
Limitation of Liability
Under no circumstances shall Phyronelithav or its affiliates be liable for any damages arising from your use of this website or services.
This includes but is not limited to the following exclusions of liability:
- Direct, indirect, incidental, or consequential damages of any kind
- Loss of profits, revenue, data, or business opportunities
- Damages arising from third-party content or external website links
- Technical issues, system downtime, or data transmission errors
Professional Financial Advice Notice
The information provided on this website does not constitute professional financial advice and should not be relied upon as such for making financial decisions.
Important Advisory Notice: Always consult with qualified financial professionals who can assess your specific circumstances before making significant financial decisions or commitments.
External Website Links
Our website may contain links to third-party websites for your convenience and additional information.
We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services accessed through our links.
Individual Results and Outcomes
Individual results may vary significantly based on personal circumstances
Financial planning outcomes depend on numerous individual factors including personal circumstances, market conditions, economic changes, and implementation of recommendations. We cannot guarantee specific results or outcomes from our consultations or analytical reviews.
Intellectual Property Rights
All content, materials, and resources on this website are protected by intellectual property laws and remain the property of Phyronelithav Financial Planning Services unless otherwise specified.
Unauthorised reproduction or distribution of our content is strictly prohibited without express written permission.
Jurisdiction and Applicable Law
These disclaimers and your use of our website are governed by the laws of the United Kingdom.
Governing Law
All matters relating to this website and our services shall be governed by and construed in accordance with English law.
Legal Jurisdiction
Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Regional Legal Variations
Some provisions may vary in Scotland and Northern Ireland where local legal requirements differ from English law.
Users accessing our website from other jurisdictions do so at their own initiative and are responsible for compliance with local laws.
User Indemnification
You agree to indemnify and hold harmless Phyronelithav Financial Planning Services from any claims, damages, or expenses arising from your use of our website or violation of these terms.
Severability of Terms
If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Modifications to This Disclaimer
We reserve the right to modify these disclaimers at any time to reflect changes in our services, legal requirements, or business practices.
Continued use of our website following any changes constitutes acceptance of the modified disclaimers.
Contact Information for Disclaimer Queries
For questions regarding these disclaimers or legal matters, please contact us using the information below.
This disclaimer was last updated on: August 27, 2025